EXCELLENCE PAY
EXCELLENCE PAY
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Expert Consulting Services

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About EXCELLENCE PAY

Who We Are

Our company, Excellence Pay Ltd, is a Hungary-based consulting firm specializing in card-related payment solutions. We provide high-quality professional support across all aspects of card payments, from business strategy and expertise to project management and implementation.


Founded in 2020, Excellence Pay brings together a team of seasoned experts with an average of 20 years of experience in business planning, project execution, and card payment operations.


Our specialists have worked in senior roles with both Hungarian and international market leaders, gaining deep expertise on both the Customer and Service Provider (Supplier) sides. Their experience spans business and IT consultancy for banks, payment processors, and merchant networks, ensuring tailored solutions that drive success.

Our Leaders

Gergely Giret

The founder of Excellence Pay Kft., he has a degree in economics. During his professional career so far, he has worked on numerous projects, but also held development and operational positions, as a department head and then as a managing director.

At the beginning of his career, he worked as a consultant in the banking sector, and in the following years, he held leadership roles mainly in the IT sector. As a leader, he keeps innovation, sustainability and a human focus in mind.

Eszter Vidó

Co-founder of Excellence Pay Kft.

Consulting for payment providers, merchants

Business Development

  • Development of payment services strategy, business planning, pricing models cost analysis and compliance
  • Risk analysis and risk management
  • Architecture and infrastructure planning (in-house vs. outsourcing, analysis of SaaS and IaaS models)
  • RFI & RFP support for Payment Service Providers, card system developers / providers, collecting business requirements and translating them to technical requirements, vendor negotiations & vendor selection support
  • Preparation of business specifications
  • Preparation for PCI audits
  • Development of payment services-related processes, preparation of IT governance and regulations

Project management

  • Complete management of the introduction of payment services and related systems

IT implementation

  • Preparation of specifications related to card systems developments
  • Testing and card scheme certifications of card system
  • Testing and configuration of 
    • authorization module and payment switch (VISA, MasterCard, American Express, etc.)
    • ACS and MPI module
    • E-commerce payment gateway card and merchant management (Back-office) system
  • Testing and configuration of financial reconciliation processes
  • Parameterization and support of fraud monitoring systems
  • Support for card schemes certification of card, POS, mPOS, ATM devices

Some of our typical projects

  • Supporting the establishment of a company providing card processing services for banks and merchant networks
  • Project management of a card management system replacement in one of the leading commercial in Hungary
  • Project management of the development of own card issuance capability for a bank present in the Asian market (introduction of own system instead of outsourced service) 
  • PCI DSS, PCI 3DS, PCI PIN audit preparation, project management for a bank present in the Asian market 
  • Development of HSM and key management related processes, operation support for a card processing service provider 
  • Issuer and acquirer card management system implementation support (selection, project management, testing) for a large Hungarian bank
  • Card service provider selection and implementation support for a European bank
  • Implementation of POS terminal card company certification for a card IT service provider
  • Development of a long-term strategy related to payment services for a public utility
  • Professional support for the procurement of POS terminals for a merchant with national coverage
  • Professional support for the development and implementation of a new fraud prevention system for a major Hungarian bank 
  • Professional support for the selection of a payment service provider within the framework of a public procurement for a national transport service provider

Contact Us

Contact Us

Managing partners

Giret Gergely

Horváth-Vidó Eszter


 info@excellencepay.com

Excellence Pay Ltd.

Budapest, Hungary

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